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Privacy Policy
1. Introduction
KLG Consulting (“we”, “our”, “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard information when you engage with our services.
Please note: KLG Consulting is not authorised or regulated by the Financial Conduct Authority (FCA). We do not sell, advise on, or arrange car insurance products. Our role is limited to searching publicly available information and providing this information to clients for their own consideration. Any decision to purchase or enter into an insurance contract is solely the responsibility of the client.
2. Data We Collect
We may collect and process the following information when you engage with our services:
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Personal Identification: Name, date of birth, address, contact details.
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Vehicle Information: Registration, make, model, year of manufacture.
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Driving History: Licence type, claims history (where provided by you).
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Communication Data: Email correspondence, phone records, or enquiries you make.
We do not knowingly collect special category data (e.g., health information) unless you voluntarily provide it and it is necessary for the service.
3. How We Use Your Data
We process your personal data strictly in line with UK GDPR and the Data Protection Act 2018. The purposes include:
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Searching publicly available car insurance quotes and offers.
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Comparing general costs, discounts, and potential savings.
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Communicating findings and sharing information with you.
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Managing enquiries, record keeping, and customer service.
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Complying with legal obligations.
We do not:
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Provide financial advice or recommendations.
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Arrange or broker insurance policies.
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Pass your data to insurers for underwriting or binding cover.
4. Lawful Basis for Processing
Our processing activities are based on one or more of the following legal grounds:
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Consent: Where you voluntarily provide information and agree for us to use it.
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Contractual necessity: Where processing is required to provide you with the information you requested.
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Legitimate interests: To operate and improve our services in a way that does not override your rights.
5. Data Sharing & Third Parties
We do not sell or trade personal data. We may share your data only with:
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Service providers assisting in IT, hosting, or administrative support.
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Legal or regulatory bodies where required by law.
We do not share your personal data directly with insurers, brokers, or financial institutions unless explicitly instructed by you in writing.
6. Data Retention
We retain your personal data only as long as necessary for the purposes outlined above, or to comply with legal obligations. Typically, data will be retained for no longer than 6 years from the date of your last interaction with us, unless required otherwise by law.
7. Your Rights
Under UK GDPR, you have the following rights:
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Right to access your data.
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Right to rectification of inaccuracies.
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Right to erasure (“right to be forgotten”).
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Right to restrict processing.
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Right to data portability.
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Right to object to processing.
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Right to lodge a complaint with the Information Commissioner’s Office (ICO).
You may exercise your rights by contacting us at info@klgconsulting.uk.
8. Data Security
We use appropriate technical and organisational measures to safeguard personal data against unauthorised access, loss, misuse, or disclosure.
9. International Transfers
We do not transfer your personal data outside the UK or EEA. If this changes, appropriate safeguards will be implemented.
10. Disclaimer
KLG Consulting provides information only. We are not FCA-regulated and we do not provide regulated financial advice. Any insurance purchase you make is between you and the provider directly. We accept no liability for decisions made based on information we share.
11. Updates to This Policy
We may update this Privacy Policy from time to time. The latest version will always be available on request.
12. Contact Us
If you have questions about this Privacy Policy or how we handle your data, please contact us:
KLG Consulting
Suite G04, 1 Quality Court, Chancery Lane, London, England, WC2A 1HR
Email: info@klgconsulting.uk
Terms & Conditions / Liability Disclaimer
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Service Scope
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KLG Consulting is not authorised by the Financial Conduct Authority (FCA).
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We do not provide financial advice, insurance mediation, or regulated services.
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Our service is limited to searching and compiling publicly available information on car insurance prices, discounts, and offers.
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Client Responsibility
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Any decision to purchase, renew, or change insurance is your responsibility.
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You must ensure any policy you choose meets your needs.
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We do not recommend specific insurers or products.
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Limitation of Liability
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KLG Consulting accepts no liability for losses, damages, or costs incurred as a result of actions taken (or not taken) based on information we provide.
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Information provided may not be comprehensive, up to date, or error-free, as it is sourced from publicly available websites and platforms.
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No Guarantee of Savings
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While we may identify potential cost savings, we cannot guarantee that you will achieve the same results or that prices will remain available.
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Governing Law
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These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales.
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